An SR-22 is typically thought to be a type of insurance, but it’s not. An SR-22 is simply an “add-on” certificate that you have been ordered to provide to your insurance provider after a serious driving offense. Reasons why you may be requested to fill out an SR-22 include, but are not limited to: reckless driving, multiple traffic offenses (such as speeding tickets) in a short period of time, DUI or DWI, driving without auto insurance coverage, causing an accident without having insurance coverage, or driving with a suspended or revoked license.
After an individual has been ordered to submit an SR-22, it’s important to know that even if the individual does not plan to drive or does not own a vehicle, they are still required to submit what’s called a Non-Owner SR-22. Non-Owner SR-22 is an insurance policy with an SR-22 filing for individuals who do not own a car, or have one that they regularly drive.. These are for individuals who need to have an SR-22 on their insurance, but don’t have a vehicle that they routinely drive. Non-Owner SR-22 filings are designed to help accommodate the unique circumstances for these types of individuals.
The short answer to this question is, it depends. The cost of a Non-Owner SR-22 policy is simply the cost of a non-owners auto policy, plus the one-time SR-22 filing fee. The one-time fee is typically about $20, but different insurance providers will offer different quotes based on factors pertaining to the insurance holder. These factors can include things like: age, driving history, safety rating, credit score, marital status, and more. Keep in mind as well that not every insurance company has Non-Owner SR-22 as an option to choose from. However, a non-owner’s insurance policy is typically cheaper than a regular insurance policy.
Obtaining an SR-22 form can be stressful, but with Joey Hernandez Insurance Solutions, it doesn’t have to be! You can get instant SR-22 filing and get your license reinstated the same day you contact us. Give us a call today at (866) 772-1114.
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